If you’re still considering replacing your windows in 2009, you may be finding that window dealers or home improvement companies are not as available as before to meet with you to discuss windows. This is actually not unusual, because traditionally November is a time when homeowners rush to replace their windows before the colder weather arrives -- and window dealers have more work than they can handle.

Compounding this situation this year are a few additional factors. One is pent-up demand and the improving economy. Many who waited because of lack of confidence in the country’s financial stability now feel they can make purchases with confidence.  Another factor is unquestionably the $1,500 federal Tax Credit program and the rush to purchase qualifying windows before year’s end.

A thing or two about the Tax Credit: One is that windows must be installed in 2009 to be eligible for the credit to be taken on your 2009 return. It’s still possible, of course, but it will be close if you’re ordering windows now. The other thing to remember is that you do have until December, 2010, to take advantage of the program.

The good news? If you do purchase windows now and they are installed in early 2010, you still win financially because you’ll save money with lower winter heating bills – and you still get the tax credit (although later).

Something that homeowners—as well as home improvement professionals—need to be aware of are the new federal lead paint regulations that go into effect in April, 2010. This is a topic that has not received much attention in the media. It applies to homes built prior to 1978 to which renovations are being made, and it has to do with the removal or modification of painted surfaces. If a painted surface in a pre-1978 home is to be disturbed in a way that produces dust, the new regulations will likely apply. A number of home renovations—including window and door replacement—may result in dust from lead paint.

The U.S. Department of Housing and Urban Development has a very good web site with details about the new regulations. http://nhl.gov/offices/lead/training/rrp/rrp.cfm There is also an excellent document—Renovate Right: Important Lead Hazard Information for Families, Child Care Providers, and Schools—about the regulations that you can download there.

Information for home improvement companies is also included on this web site. See the PDF called “Small Entity Compliance Guide to Renovate Right EPA’s Lead-Based Repair, and Painting Program.” It covers what remodelers need to know and do regarding the new legislation.