One of the things we've been hearing from homeowners this year about purchasing replacement windows for their homes is NOT that they don't have the interest or intent to replace their old windows, but that they can't get the financing to buy them. This has been disheartening to many because if there has ever been a time to replace their old inefficient windows with new highly energy-efficient windows, it's NOW! We all know that heating and cooling costs continue to climb. And they know that the current $1,500 tax credit for replacing their windows will expire this December. Having energy-efficient windows installed this year would allow them to lower their home energy costs immediately.

Just think about the frigid weather we had this past winter throughout most of the country. Think about the weather this summer -- it's been one of the hottest on record.

So, we all know that replacing those old windows makes perfect sense. But what if the banks aren't willing to finance a home improvement loan? While banks are starting to lend money, it continues to be a challenge for many. It may not be as available as we'd like it to be, but it's better than it has been in quite a while.

As a solution, many Gorell dealers also offer financing from GE Money, and we're pleased to now announce the addition of another finance programs from a solid and reputable financing company, AFC First. Both GE Money and AFC First specialize in home improvement loans for energy-efficiency upgrades. Gorell dealers have already begun to sign up with AFC First so that they can offer homeowners another source of financing, but please ask them about these programs when discussing Gorell windows and doors with them. With financing opportunities like these becoming available, we're confident homeowners will have the opportunities to have windows installed before the end of the year.